body {
    font-family: Arial, sans-serif;
    margin: 0;
    padding: 0;
    background: #fff;
    color: #333;
    line-height: 1.6;
}
header {
    background: #c8102e;
    color: white;
    padding: 20px;
    text-align: center;
}
header img {
    height: 60px;
    vertical-align: middle;
}
nav {
    background: #f1f1f1;
    padding: 15px;
    text-align: center;
}
nav a {
    margin: 0 20px;
    text-decoration: none;
    color: #c8102e;
    font-weight: bold;
}
nav a:hover {
    text-decoration: underline;
}
.hero {
    background: url('images/background.jpg') center/cover no-repeat;
    height: 400px;
    display: flex;
    flex-direction: column;
    justify-content: center;
    align-items: center;
    color: white;
    text-align: center;
    text-shadow: 3px 3px 6px black;
}
.hero h1 {
    font-size: 3em;
}
.container {
    max-width: 1200px;
    margin: 40px auto;
    padding: 20px;
}
.grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: 30px;
}
.card {
    background: #f9f9f9;
    border: 1px solid #ddd;
    padding: 20px;
    text-align: center;
    border-radius: 10px;
}
.card img {
    max-width: 100%;
    border-radius: 10px;
}
footer {
    background: #333;
    color: white;
    text-align: center;
    padding: 20px;
    margin-top: 50px;
}
blockquote {
    font-size: 1.3em;
    font-style: italic;
    border-left: 5px solid #c8102e;
    padding-left: 20px;
    margin: 30px 0;
}
form {
    max-width: 600px;
    margin: 0 auto;
}
input, select, textarea {
    width: 100%;
    padding: 10px;
    margin: 10px 0;
    border: 1px solid #ccc;
    border-radius: 5px;
}
button {
    background: #c8102e;
    color: white;
    padding: 15px;
    border: none;
    cursor: pointer;
    font-size: 1.2em;
}
button:hover {
    background: #a00;
}
.disclaimer {
    background: #ffe;
    border: 1px solid #ccc;
    padding: 15px;
    margin: 20px 0;
    text-align: center;
    font-weight: bold;
}
@media (max-width: 768px) {
    .hero h1 { font-size: 2em; }
    .grid { grid-template-columns: 1fr; }
}